Medicare Supplement (Medigap) Plan Comparison Chart
The 11 different Medicare Supplement (Medigap) plans have standardized benefits across each plan letter. For example, Medigap Plan A will have the same benefits regardless of which state you live in or which insurance company you buy from. If you live in Massachusetts, Minnesota, or Wisconsin, the Medigap plans in these states are standardized differently.
How to read the chart:
If “100%” appears in a row on this chart, the Medigap policy covers 100% of the benefit. If a row lists a percentage, the Medicare Supplement policy covers that percentage of the benefit. If a blank space appears in a row, the policy doesn’t cover that benefit.
**Plan N pays 100% of the Medicare Part B coinsurance. There are a few exceptions: Certain office visits may require a copayment of up to $20; and emergency room visits that don’t result in your being admitted as an inpatient may require a copayment of up to $50.
***Once you have reached the annual out-of-pocket spending limit and your Medicare Part B deductible, your Medigap plan pays 100% for Medicare-covered costs for the remainder of the calendar year.
Keep in mind that because Medigap benefits are standardized, the main difference between plans of the same type is the cost.If you’re enrolled in, or will soon be eligible for Medicare, and are considering whether one of the Medicare plans could be a good option for you, we can help you compare your options. We're happy to walk you through your options by phone or email you information; you can request that using the links below. If you’d like to get personalized assistance, you can talk to a licensed insurance agent today.Call US Medicare Brokers licensed insurance agents at 1-888-408-6913, Monday through Friday, 10AM to 8PM EST.